American Express Cobalt Credit Card: Amex option with 5x Points on Food and Beverages and No annual Fee for Additional Cardholders!
The American Express Cobalt is one of the company’s top cards for the Canadian market, featuring a special offer of up to 15,000 Membership Rewards points.
This card is packed with rewards, especially for dining and beverages, with 5x points in this category. You can see how to apply.
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American Express is a leading credit card provider across North America and operates worldwide, known for offering refined services globally.
The American Express Cobalt Credit Card maintains Amex’s reputation for delivering Membership Rewards points.
Here’s a breakdown of the points you earn based on your purchases:
- 2x points on public transit, fuel, travel apps, and EV charging
- 3x points on eligible streaming subscriptions in Canada
- 5x points on dining and food deliveries at qualifying Canadian restaurants
- For all other eligible purchases, you’ll receive 1x points.
Redeeming Membership Rewards points is flexible, with multiple options available.
Generally, 1,000 points equal about $10, which you can apply toward qualifying purchases, travel, gas, groceries, and streaming subscriptions.
With this option, you can use the value of your points to reduce your credit card bill, allowing you to enjoy discounts throughout the month.
If you prefer, you can transfer your rewards at a 1:1 rate to various other loyalty programs across Canada and North America.
American Express provides a range of exclusive perks, including Amex Offers for in-store purchases, special access to events and experiences, and unique travel and hotel deals worldwide.
The Cobalt Perks program offers exclusive benefits, not only to Amex customers in general but specifically to Cobalt cardholders.
This program provides access to special offers and experiences, allowing you to explore the world with the comfort and luxury that come with American Express!
Want to learn another option?
Want to travel the world? The TD Aeroplan is the bank’s partnership with Air Canada, offering up to $1,300 in value and a $0 fee in the first year with the card.
Additionally, you’ll enjoy exclusive benefits with Air Canada, one of the largest airlines in the world. See how to apply right now.
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