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Scotia Momentum Visa Infinite Card: Up to 4% Cashback on Recurring Payments and Grocery Store Purchases!

Far beyond living in the moment, the Scotia Momentum Visa Infinite offers an exclusive deal of up to 10% cashback on all purchases in the first 3 months! 

This means a bonus of up to $200 to redeem as you wish, making it one of Canada’s most awarded cards. See how to apply. 

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Scotiabank is one of Canada’s leading multinational financial institutions, operating in various parts of the world. 

Among the bank’s range of services is a line of credit cards, including the Scotia Momentum Visa Infinite. 
This card could be the right choice for the following profiles: 

  • Those who want everyday convenience 
  • People interested in improving their credit profile 

The card’s rewards come in the form of cashback, with amounts depending on the purchase category. 

For recurring payments, like streaming subscriptions, you get 4% cashback, the same for grocery store purchases. 

For daily transit and gas, you receive 2% cashback for every dollar spent. 

For everything else, there’s 1% cashback on all your purchases, with no limit and valid for the entire card period. 

The credit limit starts at $5,000 for Canadian citizens but can increase significantly depending on your financial situation. 

Yes, the card offers a 10% cashback bonus on up to $2,000 in purchases within the first 3 months, which means a benefit of up to $200 for citizens. 

The card has an annual fee of $120, plus $50 for each supplementary card. However, both fees are waived for the first year. 

The most important factor for receiving the card is your annual income level. However, you will also need to present a reliable credit history. 

Yes, you can apply for the card directly through digital channels without leaving home. 

If you have a Scotiabank account, you could gain an additional benefit: free annual fees, especially if you’re a member of the Preferred or Ultimate Packages. 

No wonder Scotia Momentum has won awards from reputable institutions like CreditCardGenius, MoneySense, and Milesopedia as one of the best cashback credit cards, particularly for recurring payments. 

Speaking of payments, you’ll have access to Scotia SelectPay, a flexible way to pay for qualifying purchases of $100 or more with low interest rates, letting you enjoy life and make your dreams come true with purchases. 

Want more benefits? Scotia offers Visa Infinite services, of course, like a collection of hotels to enjoy with your family, concierge services, and special access to culinary experiences. 

The card also provides discounts and special conditions to make your everyday payments more secure and reliable. 

With all this, Scotia’s card has everything you need for a comfortable routine when using your credit card. 

Want to learn another option?

Looking for a great option to enjoy benefits? Then check out the SimplyCash Preferred Card with up to 4% cashback. 

The card offers all the technology of American Express, allowing you to enjoy life with security. See how to apply.  

Gabriel Gonçalves
Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.