Learn How to Apply for a Scotiabank Platinum American Express Card

What do I need to know before applying?

Looking for luxury while traveling? The Scotiabank Platinum American Express offers 10 VIP lounge accesses and 2x Scene+ points on all eligible purchases.

Scotiabank is one of the leading banks in the Canadian market, providing a robust structure with financial services, including a range of credit cards.

The Scotiabank Platinum American Express comes with a minimum credit limit of $10,000, an annual fee of $399, and $99 for each supplementary card, with an interest rate of 9.99% on purchases and cash advances.

The card offers rewards in the form of Scene+ points, with a special welcome offer:

• Up to 50,000 Scene+ points when you spend at least $3,000 in eligible purchases within the first 3 months with the Scotiabank Platinum
• 10,000 Scene+ points when you spend at least $10,000 in the first 14 months

The 50,000 points are awarded within 2 to 3 business days after meeting the spending requirement, and the same applies for earning points after spending $10,000 within the first year.

Over time, you’ll earn 2x Scene+ points for every $1 spent with the Scotiabank card in everyday purchases.

You can redeem your Scene+ points for a variety of options, including qualified travel, hotels, and car rentals.

You don’t have to use only Scotiabank’s travel system; you can redeem through other platforms at checkout, making the most of your card’s benefits.

But that’s not all—you also have flexible redemption options for a range of other purchases, such as:

• Gift cards at Apple, Best Buy, and more
• Dining at brands like Montana’s and Harvey’s
• Entertainment with Cineplex
• Points-to-cash for credit on your statement

For added convenience, the card offers a concierge service to help you find restaurants, travel arrangements, and event tickets.

If you want to learn more about the card, keep reading now!

Who can Apply?

To be eligible for a premium card like the Scotiabank American Express, you need to fulfill specific qualifications.

The bank’s standards reflect the exclusive nature of the card. Applicants must be of legal age in their Canadian province and should not have declared bankruptcy in the past seven years.

A main requirement is a minimum personal annual income of $12,000.

Beyond that, the application is relatively simple. But all applications are up to Scotiabank.

How do I apply for the Scotiabank Platinum American Express Card?

To apply, click on the “Apply Now” button to access the application form, which should take about 8 minutes to complete.

If you’re an existing Scotiabank customer, the process may be even quicker. New applicants will need to provide basic details, such as:

• Title, full name, phone number, address, employment information, housing details, security questions, tax identification numbers, and your gross monthly and annual income.

You may also be asked to submit documents to verify your identity and income.

For assistance, Scotiabank’s customer service team is available to answer any questions.

More Details

The Scotiabank Platinum American Express is ideal for travel, offering 10 free airport lounge accesses at over 12,000 VIP lounges worldwide through Priority Pass.

There’s more, as the card has no foreign transaction fees, providing even more comfort abroad.

Being an American Express card, it offers exclusive benefits like:

• American Express experiences, including front-of-the Line tickets and reservations for entertainment events across Canada
• Amex offers a wide range of partners.

The card includes luxury travel experiences, entertainment benefits, and Hertz Gold membership for a full lifestyle experience.

The card provides a variety of insurance coverages, including medical and travel, flight delays, rental car damage, accidents, hotel and motel theft, and mobile device protection.

Want to learn another option?

The American Express Cobalt is another great card for enjoying life, offering 5x points on dining and beverages and 3x points on streaming services, which you can redeem as you wish.

The card also comes with Amex benefits, a collection of hotels, and mobile device insurance. Check out how to apply.

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.