Learn How to Apply for a Tangerine World Mastercard

What do I need to know before applying?

The Tangerine World Mastercard is a card that adapts well to your needs, as it features the smart benefit of offering 2% cashback in 2 categories of your choice (and even a third). 

Tangerine is a financial institution that provides great services for Canadians, particularly in offering attractive rates and favorable conditions for its customers. 

The Tangerine World Mastercard is a good credit card option, okay? 

The credit limit will depend heavily on each cardholder’s financial situation, potentially reaching into the thousands of Canadian dollars. 

In terms of costs, the card has a $0 annual fee, a 20.95% interest rate on purchases, a 2.50% foreign currency conversion fee, and some additional everyday fees. 

Upon receiving the card, you will enjoy a special bonus offer of 10% cashback for the first 2 months with the Tangerine World Mastercard, up to a limit of $100. 

The card’s reward structure is based on cashback, and you earn unlimited 2% cashback in 2 categories of your choice. You can also unlock a third category as long as you hold a Tangerine Savings Account. 

Here are some category options: 

• Home furniture, renovations, pharmacy and medications, recurring bills and streaming services, restaurants and food, hotels, grocery stores, gas stations, entertainment tickets, and public transportation and parking. 

For all purchases, the cashback is 0.50%.

How do you receive the cashback? Well, you can have the money deposited directly into your account, automatically paid every month. 

In addition to being able to sign up quickly online—which is already a significant benefit—the card offers other conveniences for your life. 

Who can Apply?

Tangerine has set specific criteria for selecting its credit cardholders.

First, applicants must be of legal age and live in Canada, whether as citizens or foreign nationals with a valid passport and visa.

The Tangerine World Mastercard also has minimum income requirements, requiring a gross annual income of at least $50,000. 

Alternatively, you can qualify with a household gross income of at least $80,000 or by maintaining total balances of $250,000 or more in Tangerine savings accounts.

Additionally, applicants must not have declared bankruptcy in the past seven years. Meeting these criteria is crucial for gaining access to the Tangerine credit card.

How do I Apply for the Tangerine World Mastercard?

To begin the application process, you can click on the “Apply Now” option directly on the Tangerine website.

First, indicate whether you are already a Tangerine customer. If you are, you can log into your account to request the card.

If you’re not a customer yet, you can sign up. On the next page, you’ll have the option to scan a QR code and apply directly from your smartphone.

Another option is to proceed through a web browser, where you’ll need to fill out a form that requires your email address, banking PIN, full name, phone number, documentation, address, and income details.

During the application, you might be asked to provide documents to verify your income, address, and identity.

Although Tangerine operates as a digital bank, customer support is readily available for any questions you may have.

More Details

The Tangerine World Mastercard includes up to $1,000 in cell phone insurance and rental car collision coverage and allows up to 5 users on a single account with no additional annual fee. 

Furthermore, the card is a World Mastercard, which brings benefits such as DragonPass travel passes and access to over 1,300 VIP lounges for a fee of $32 per visit. 

You’ll also have access to Wi-Fi hotspots worldwide, as well as Mastercard travel rewards for exploring the globe and on-demand services and benefits with your Mastercard.

Want to learn another option?

Looking for another great card option? The TD First Class Visa Infinite, as the name suggests, is the perfect ticket to travel the world with benefits like up to 8x points on Expedia purchases. 

The card offers up to 135,000 bonus points, 6x points at restaurants, and a $0 annual fee in the first year. Learn how to apply.

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.