How do I Apply for the TD First Class Visa Infinite Credit Card?
The TD First Class is a premium card with benefits to travel the world, along with exclusive Visa Infinite perks for your lifestyle.
What do I need to know before applying?
The TD First Class Visa Infinite is your ticket to travel the world with a special bonus of up to $1,000 in value through TD Rewards Points.
CREDIT CARD
TD First Class Infinite
Want to travel the world? Apply now.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
TD Bank is one of the leading financial institutions in the Americas, offering a solid lineup of credit cards, including the TD First Class Travel Visa Infinite.
The card’s credit limit is highly customizable, depending on the cardholder’s financial situation, and can easily reach into the thousands of Canadian dollars.
In terms of fees, the card has an annual fee of $139, with an additional cardholder fee of $50. However, there is no fee for the first year.
As for interest rates, you’ll get a 20.99% rate on purchases and 22.99% on cash advances.
The card rewards you with TD Rewards Points, which you can accumulate and redeem as you like. Here’s the point breakdown:
- 8x points for every $1 spent on non-travel bookings through Expedia
- 6x points on grocery and restaurant purchases
- 4x points on recurring bill payments
- 2x reward points on all other eligible purchases
The card also comes with special bonuses and offers, such as an unlimited-time offer of up to 135,000 TD Rewards Points—20,000 points after making your first purchase and 115,000 points when you spend at least $5,000 within 180 days.
On top of that, you’ll receive 10% of the previous year’s total bonus, up to 10,000 points, as an annual birthday bonus.
How can you redeem these points? Check out the options:
- Gift cards
- Discounts at Starbucks
- Purchases on Amazon.ca
- Travel bookings on Expedia
- Cash credits
- Educational credits
Who can Apply?
As a premium credit card, the application requirements reflect its elevated status.
First, applicants must be Canadian residents of legal age in their province. For non-residents, a valid passport and visa must be provided for identification.
Additionally, you need to have an individual annual income of at least $60,000 or a household income of $100,000.
To qualify for the card, you’ll need to have an excellent credit score and a clean financial record with no outstanding debts in recent years.
See How to Apply for a TD First Class Visa Infinite Credit Card
All applications are subject to review and approval by TD Bank. To start your application, simply click “Apply Now” on the card’s webpage.
On the next page, you’ll be asked to indicate whether you are already a TD customer. If not, you can create an online account.
After that, fill out the application form with the following details:
- Personal information: full name, date of birth, and optional Social Insurance Number.
- Contact details: phone number and email address.
- Address and financial information, including income, expenses, and housing details.
During the application process, the bank may request documentation, particularly proof of income, identification, and residency.
Having an account with TD Bank or another financial institution like BMO can help streamline the process.
If you have any questions, TD Bank’s customer service team is available to assist with any concerns.
CREDIT CARD
TD First Class Infinite
Want to fly first class? Apply now.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
More Details
The card also offers great security features, including up to $1,000 in cell phone insurance for losses, purchase security, instant alerts to detect irregularities, and full card management through the app.
Looking to make big purchases? Check out the 6, 12, or 18-month Payment Plans for purchases starting at $100. You can also save on car rentals with Avis Rent a Car.
The card is backed by Visa Infinite, bringing all the associated benefits, such as concierge services, access to luxury hotel collections, gourmet events, and Visa Infinite entertainment.
Want more benefits? Take a look:
- Travel medical insurance
- Delayed baggage insurance
- Emergency travel assistance
- Up to $2,500 in hotel theft insurance
Want to learn another option?
The Scotia Momentum Visa is an Infinite card that offers premium benefits similar to the TD, with an initial 10% cashback offer during the first 3 months.
The card also has a strong cashback structure, including a 4% limit on recurring payments. Learn how to apply.
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