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American Express Platinum Card: 80,000 Membership Rewards Points and Exclusive Benefits from the Renowned Platinum Card!

The American Express Platinum is the most famous credit card from the U.S. brand, offering up to 80,000 Membership Rewards points. 

The card provides travel, entertainment, and dining benefits, offering diverse experiences—see how to apply. 

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When you think of American Express, what’s the first image that comes to mind? Well, most people immediately think of the iconic silver card, the classic American Express Platinum.

The card offers 5x points on flights and prepaid hotels when booked through American Express Travel and AmexTravel.com.

You can also pay with points through the Membership Rewards program, redeeming them in various ways such as vacations, gift cards, and dining.

Amex Platinum cardholders can send money to friends using Venmo and PayPal, enjoy additional cards, and receive up to $800 in cell phone protection for theft or damage.

The Plan It system allows you to split purchases over $100 into installments, paying fixed monthly amounts.

American Express does not set a specific credit limit for the Platinum, and you can expect high limits, usually starting at $5,000 or $10,000, which many cardholders experience early on.

Yes, the card offers 80,000 Membership Rewards points after spending at least $8,000 in purchases within the first six months.

The card has an annual fee of $695, with a variable APR ranging from 21.24% to 29.24% for pay-over-time features and no foreign transaction fees.

To qualify for this credit card, an excellent credit score is essential, the primary requirement for the Platinum.

Yes, you can complete the entire application process for your Platinum through customer service channels, including the option to do a no-obligation pre-check.

As for travel benefits, the American Express card includes:

  • $200 hotel credit
  • Access to the American Express Global Lounge Collection with over 1,400 VIP lounges worldwide
  • $200 airline fee credit every calendar year
  • $200 in Uber Cash
  • CLEAR Plus credit for expedited airport access
  • Global Entry fee credit
  • Platinum Travel Services
  • No foreign transaction fees

Upon receiving the card, you’ll get Marriott Bonvoy Gold Elite Status, which includes room upgrades when available. Additionally, you’ll be enrolled in Hilton Honors and enjoy car rental privileges with Avis, Hertz, and National as a Platinum member.

You can also transfer points through the Membership Rewards Program, which partners with dozens of other loyalty programs.

In this way, the American Express credit card is highly comprehensive, offering everything you need for important moments.

Want to learn another option?

If you’re looking for another Amex credit card option, consider the American Express Green, which comes with lower costs and is also a good alternative for U.S. citizens.

It includes multiple benefits like 3x points in various categories and a 40,000 Membership Rewards bonus—see how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.