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BoA Unlimited Cash Rewards Card: Unlimited 1.5% Cashback and a $200 Bonus for New Users!

Bank of America offers a card with 1.5% unlimited cashback on all your purchases and an online cash reward bonus of up to $200!

BoA Unlimited, as the name suggests, has no limits on earning rewards day after day, learn how to apply.

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Bank of America is one of the leading banks in the U.S. market, boasting decades of history and ranking among the world’s major banking institutions.

In terms of rewards, the card offers up to 1.5% unlimited cashback on all your purchases, with no limit on how much you can earn, and rewards do not expire as long as the account remains fully open.

The rewards calculator informs you how much cashback you can earn based on your previous shopping habits, even if you don’t yet have the card—an important piece of information for planning.

With the Visa Signature network, the card is widely accepted anywhere and is very secure for making purchases whenever you need to.

If you’re a Bank of America Preferred Rewards member, BoA’s premium rewards program, you can receive 25% to 75% more cashback on your purchases.

This means cashback ranging from 1.87% to 2.62%, offering even more advantages if you’re already a BoA customer.

Generally, BoA’s credit limit starts at $1,000 and can be highly expandable based on the customer’s needs.

Yes, Bank of America offers a $200 online cash rewards bonus, provided you spend at least $1,000 on purchases in the first 90 days with your card.

The card does not charge an annual fee, and you get a low introductory APR for the first 15 billing cycles, after which it varies from 19.24% to 29.24% APR for the general public.

To be approved for the credit card, you need to present at least a good to excellent credit score; anything less may make approval difficult.

Yes, you can complete the entire application process directly through Bank of America’s online channels, quickly and conveniently.

You can redeem rewards via card statement credits, direct deposit into a savings account, or by making purchases on Amazon and PayPal.

For your security, the card includes features such as potential fraud blocking, contactless chip technology, and Balance Connect for overdraft protection, aiming to prevent declined purchases and returned checks.

Bank of America connects to the major digital wallets on the market, and you can manage the card entirely through the app and online banking.

You can even receive account alerts to stay informed about balances and due dates.

Moreover, over time, you can access your FICO Score for free to monitor your credit score fluctuations.

Thus, the Unlimited Cash Rewards is a good option for convenience and security in all your purchases.

Want to learn another option?

If you’re looking for a card with more favorable conditions, such as a lower required credit score for approval, you might want to check out the Discover It Cashback, also focused on rewards.

With this card, you can earn up to 5% cashback on quarterly selected purchases by Discover, see how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.