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Chase Freedom Unlimited Credit Card: $200 Bonus and Up to 5% Cashback in Selected Categories!

The Chase Freedom Unlimited offers a $200 bonus for new cardholders with unlimited cashback of up to 5% in selected categories.

Chase is one of the most prestigious institutions in the U.S. market, and Freedom Unlimited brings the best of the brand; here’s how to apply.

Searching for More?

If you’re looking for an efficient credit card with a highly prestigious edge, you should check out Chase across all its lines.

Freedom Unlimited is an economical card as it has no annual fee, but it’s far from simple.

This is because it offers unlimited 1.5% cashback on all qualifying purchases, with no expiration as long as the account remains open.

And does it stop there? No, in fact, it offers special cashback in certain categories; check it out:

  • Up to 3% on drugstore purchases
  • Up to 3% on dining at restaurants, including delivery
  • Up to 5% on travel purchased through Chase Travel

You can redeem your purchases however you like, such as cashback in the form of direct deposit into accounts, purchasing points on Amazon, gift cards from a wide range of companies, and travel with Chase Travel.

According to Chase’s own projections, Freedom Unlimited has an initial limit starting at $5,000, with very high credit possibilities.

Yes, the Chase Freedom Unlimited offers a $200 bonus, provided you spend at least $500 on purchases within the first 3 months with the card.

The credit card charges no annual monthly fee and also offers an introductory 0% APR for 15 months, followed by a variable APR of 20.49% to 29.24%.

To access the card, it’s essential to have a good to excellent credit score.

Yes, the entire application process for the card can be done through the direct channels of Chase Freedom Unlimited.

The card is quite comprehensive in terms of insurance, offering zero liability protection on unauthorized purchases, purchase protection up to $50,000 per account, and extended warranty protection.

Chase also offers trip cancellation insurance up to $6,000 per trip, travel and emergency assistance services, and everything you need to minimize unexpected problems.

The Unlimited is very effective at offering other partner benefits, such as zero delivery fees on DoorDash and up to 5% cashback on Lyft rides.

For all these reasons, Chase Unlimited is a great way to achieve financial freedom, as the name suggests.

Want to learn another option?

If you want a somewhat similar card but with a slightly lower initial credit limit, around $1,000, you can check out the Wells Fargo Active.

The card offers a $200 bonus with up to 2% unlimited cashback on all purchases. All this with the great security of Wells Fargo. Here’s how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.