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Discover It Cashback Card: Cashback Match Dollar for Dollar and Good Conditions to Start your Credit Journey.

The Discover It Credit Card is a good entry-level option for earning up to 5% cashback in select categories and improving your credit score.

The card also allows you to customize even the design, with great options, and you can see how to apply.

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Discover Financial is a financial services company with several decades of experience in the U.S. market, offering a wide range of options.

In this regard, it provides student loans, personal loans, reward programs, and credit cards.

The Discover It Cashback is a solid card for earning cashback rewards with a well-known brand in the country, and it has no annual fee. 

The card operates with seasonal reward systems, selecting categories every three months according to a predetermined calendar set by the company.

This way, you can earn up to 5% cashback on everyday purchases like groceries, restaurants, and gas stations. To find out the current offer, you need to visit Discover’s official website.

The card also offers $1 cashback equal to $1 to redeem, meaning each dollar earned is matched by another dollar, providing even more opportunities to enjoy your purchases with Discover It.

Discover offers equal benefits, giving you one dollar for every dollar spent in the program. This is called Cashback Match, an important service of Discover It for your life.

There’s no need to sign up, as the bank automatically matches your rewards.

The credit card has a $500 limit, but it can be expanded. The goal is to provide credit for those who need a lower amount, ideal for starting out.

No, the Discover It card does not offer bonus deals for customers, as its focus is on other benefits for its audience.

First of all, the card has no annual maintenance fee and also offers a 15-month introductory APR of 0%, followed by interest rates ranging from 18.24% to 28.24%.

The card has slightly more lenient requirements than other more premium options, but you will still need a good credit score to obtain it. 

Yes, the Discover It allows you to complete the entire card application process directly through the brand’s online channels.

With the motto of doing more for you, the card comes with a $0 fraud liability guarantee. This means that if you report a purchase you don’t recognize, you may not be held responsible for the amount.

For your security, Discover offers online privacy protection to remove personal information through the app.

The Freeze It system allows you to lock the card for purchases in case of loss, theft, or even damage, preventing cash advances and balance transfers.

You’ll also receive free alerts for leaked Social Security numbers on Dark Web sites, all with free activation. 

Thus, the Discover It is a very strong card to start your credit journey without missing out on benefits.

Want to learn another option?

The Chase Freedom Unlimited is a higher-end credit card, offering an unlimited bonus of up to $200 for new accounts, in addition to unlimited 1.5% cashback on all purchases.

The process to obtain the card is not much different, with income and good credit score requirements, and you can see how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.