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Wells Fargo Active Cash Credit Card: Unlimited 2% Rewards and a $200 Bonus!

The Wells Fargo Active Cash is a credit card option that offers a $200 bonus after purchases in the first 3 months and unlimited 2% cash rewards.

Featuring the Visa Signature branding, it is considered one of Wells Fargo’s best credit cards, and you can learn how to apply.

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Wells Fargo is one of the largest financial companies operating in the U.S. market, currently the result of various mergers in the country.

As such, it serves millions of customers, with headquarters in San Francisco and operations spanning accounts, investments, and credit cards.

One of the main benefits of the Wells Fargo Active Cash is the 0% rate for 12 months, with a variable APR ranging from 20.24% to 29.99%.

The bonus is quite attractive due to the low activation amount, as you receive up to $200 when you spend at least $500 in the first 3 months with the card, making it a good value proposition.

According to Wells Fargo’s own projections, the credit limit for this card starts at $1,000 and can see significant increases over time.

Yes, the card offers a $200 bonus if you spend at least $500 in the first 3 months, a relatively low activation threshold compared to other market competitors.

The card has no annual maintenance fee and offers an advantageous initial APR.

To access the card, besides being at least 18 years old and properly registered in the country, you need to present proof of income and a good credit history.

Yes, Wells Fargo offers subscriptions through its digital channels, making access to the card easier.

Featuring the Visa Signature branding, the card is also highly efficient in offering the benefits of the international brand.

Another interesting benefit of the Wells Fargo Active Cash is cell phone protection up to $600 for cases of theft or damage, with a deductible of up to $25.

Emergency Travel Assistance Services are available to Wells Fargo cardholders, providing help in any emergency situation that may arise.

Roadside Dispatch complements the benefits, offering services like towing and emergency assistance.

Zero liability protection safeguards against unauthorized transactions, as long as you report them immediately if you do not recognize the purchases.

Finally, customers still receive unlimited 2% cash rewards on all purchases, which can help accumulate a significant amount by the end of the year.

Thus, Active Cash is an interesting option for your daily needs, working well for various purposes.

Want to learn another option?

If you have better credit and want to enjoy one of the top cards on the market, you can check out the American Express Platinum Card right now, with up to 80,000 Membership Rewards points upon sign-up. 

The credit card is widely accepted worldwide, offering strong security and premium travel benefits with exclusive access. See how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.