How do I Apply for the American Express Blue Preferred Card?

What do I need to know before applying?

The American Express Blue Cash Preferred is a credit card with all the security of Amex, offering up to 6% cashback in certain categories!

American Express speaks for itself, being a widely strong brand not only in the U.S. but around the world.

The Blue Cash Preferred is a good option with lower Amex costs, as it has no annual fee for the first year.

From the second year onward, the fee is $95 for cardholders. Additionally, it offers a 0% introductory APR for up to 12 months, with good rates and plans for everyday use.

The initial credit limit starts around $1,000, varying significantly based on the cardholder’s credit conditions.

The card’s benefits come in cashback, with percentages varying based on the type of purchase, such as:

• 6% cashback on U.S. supermarket purchases (up to $6,000 per year)
• 6% cashback on streaming subscriptions
• 3% cashback on transit (taxis, rideshares, parking, buses, tolls, trains, and more)
• 3% cashback at gas stations
• 1% cashback on all other purchases

You can redeem the cashback as a statement credit or even for purchases on Amazon.com at checkout. Learn more about the card.

Who can Apply?

American Express clearly defines its pre-set requirements, although some questions may still arise.

Firstly, you need to be at least 18 years old and a registered U.S. citizen. Foreign applicants must provide a passport and a valid work visa.

Additionally, a strong FICO score and verifiable income are required. Your credit limit will be based on your credit history and income potential, which involves a thorough review of your profile.

During the application process, you’ll need to submit documents such as a copy of your ID and proof of income.

It’s also important to remember that all applications are subject to American Express’s approval and availability.

The Blue Cash may have a slightly easier application process compared to other Amex credit cards, but it still has high selectivity from the company.

Learn How to Apply for a American Express Blue Preferred Card

You don’t need to apply directly; American Express provides an option for pre-approval registration. To begin the process, click on ‘Apply Now’ to access the application form.

Initially, you’ll need to complete the form by providing the following details:

• Your first name, middle initial, and last name
• The name you want to appear on the card
• Your date of birth, email address, phone number, and full residential address, including ZIP code, city, and state
• Your Social Security number
• Your total annual income and its source (employed, retired, self-employed, unemployed, or military)

Once you’ve submitted your application, the bank will conduct a prompt review. For any questions, you can reach out to Amex customer service.

American Express is quite thorough in providing support and service through various channels to make life easier for its cardholders.

This is effective even for addressing any questions before applying for your Blue Preferred with confidence.

More Details

The Blue Cash Preferred card offers a range of travel benefits, such as:

• Rental Car Loss and Damage Insurance
• Global Assist Hotline for 24/7 emergencies

The Blue Cash Preferred provides purchase assistance, including:

• Up to $84 per year in Disney bundle credit
• Exclusive Amex offers to save on purchases
• Access to special and exclusive Amex events
• Purchase protection up to $50,000 per calendar year.
• Return protection up to 90 days
• Extended warranty

Additional American Express services include the Send & Split system for sending money to friends and complete online account management.

In this way, the American Express card is highly capable of delivering the strength of one of the world’s largest brands, providing security for going anywhere.

Want to learn another option?

The American Express Gold is another more robust credit card option from Amex, offering a welcome bonus of up to 75,000 Membership Rewards points and up to 4x more points to accumulate benefits.

The card provides a range of premium experiences, including access to over 1,300 VIP lounges at airports worldwide, and you can learn how to apply.

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.