Learn How to Apply for a BoA Unlimited Cash Rewards Card
The BoA card is a very comprehensive option, not only for earning cashback but also for enjoying benefits throughout the days.
What do I need to know before applying?
The Bank of America Unlimited Cash Rewards offers unlimited 1.5% cashback on all your eligible purchases!
CREDIT CARD
Boa Unlimited Cash
Looking for a well-rounded card? Apply now.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Bank of America is one of the most established institutions in the U.S. market, offering a variety of banking services to the public, including accounts and credit cards.
The BoA Unlimited Cash Rewards is a relatively entry-level card, but it doesn’t skimp on the great benefits the bank provides.
The Visa Signature card comes with an initial credit limit starting at $1,000, no annual fee, and an introductory 0% APR for 15 billing cycles and for balance transfers made within the first 60 days of opening the account.
You can earn an online cash back bonus of up to $200 when you make purchases totaling $1,000 or more within the first 3 months with the card.
For rewards, you get 1.5% unlimited cashback on all your purchases, with no limit on how much you can earn and no expiration as long as your account remains open.
You can redeem your cashback in various ways, either as a statement credit or directly into your account. Additionally, you can use your rewards for purchases on Amazon.com and PayPal.
If you’re a Bank of America Preferred Rewards member, you can get a boost of up to 75% on your cashback, earning between 1.87% and 2.62% cashback on every purchase made with the card.
The premium system has its costs, applicable to current BoA customers. If you’re interested in the card, keep reading.
Who can Apply?
To access the credit card, you need to meet the prerequisites established by the bank.
In this regard, you must be at least 18 years old and reside in one of the 50 states of the United States. If you are a foreigner, you must have a valid work visa to live in America.
In terms of income, you will need to provide proof of a verifiable source, especially to qualify for higher credit limits. You should have a good to excellent credit score; anything less than that will make it difficult to obtain the card.
During the application process, you may need to provide documents such as a copy of your ID, proof of address, and proof of income.
How do I Apply for the BoA Unlimited Cash Rewards Card?
To access the credit card application form, you can click the “Apply Now” button. The bank provides a cashback calculator so you can see the potential cashback you could earn before applying for the card.
Once on the site, you will need to submit the following information: first and last name, residential address line, email address, and primary phone number.
It’s not mandatory to be a bank customer, but it will help you complete the process more quickly. Bank of America promises a quick decision to determine the credit possibilities of the potential customer.
If you have any questions, you can contact support at 800 932 2775 or through the customer service channels directly on the website.
CREDIT CARD
Boa Unlimited Cash
Want to accumulate benefits every day? Apply now.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
More Details
The Bank of America card heavily invests in security, offering $0 liability protection to shield you against fraudulent transactions when you do not recognize a purchase.
The contactless chip technology adds more convenience for making your purchases. The Balance Connect system provides extra protection against overdrafts and declined purchases.
The card connects to the major digital wallets on the market and includes complete management of all processes directly through the BoA app and internet banking.
You will also receive account alerts in the app and have access to your FICO score to monitor your history and gain insights to improve your credit opportunities.
Want to learn another option?
If you want a credit card with more lenient credit score requirements but still offering good everyday benefits, you might want to check out the Discover It Cashback.
The card is highly customizable in terms of credit and even its design, offering up to 5% cashback on eligible purchases selected every 3 months. Learn how to apply.
Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.
