Learn How to Apply for a Capital One Venture Rewards

What do I need to know before applying?

The Capital One Venture is a travel credit card option that offers up to $1,000 in travel bonuses!

Capital One is a highly respected company in the U.S. market, offering an extensive range of financial services to the public. In this sense, credit card issuance is one of the company’s main focuses.

The Venture is a great example of a travel-focused card.

The Capital One Venture comes with an initial credit limit starting at $5,000, which can vary significantly depending on credit conditions.

In terms of costs, the card has an annual fee of $95, no foreign transaction fees, and a variable APR ranging from 19.99% to 29.99% for interest rates.

The card offers a sign-up bonus for new members of up to $250 in the first year and 75,000 miles after spending at least $4,000 in the first 3 months, which is equivalent to about $1,000 in travel.

In terms of rewards, the card offers unlimited 2x miles on all purchases, dollar for dollar.

There’s also the benefit of unlimited 5x miles on hotels, vacation rentals, and car rentals booked through Capital One Travel.

Rewards are unlimited and never expire, and you can easily redeem them through Capital One’s apps.

Here are some other ways to redeem:

• Cover travel costs.
• Redeem for statement credits or checks.
• Shop on Amazon.com
• Redeem with PayPal
• Gift cards

You can also exchange miles on a one-to-one basis with over 15 loyalty programs. Learn more about the card.

Who can Apply?

The Venture Rewards presents favorable terms compared to other cards with higher starting limits in the U.S. market. 

First, you must be at least 18 years old and a legally registered citizen of the country. If you’re a foreigner, you’ll need to present a passport with a valid work visa in the U.S. 

Capital One will also require proof of income, including bank statements and pay stubs, along with a copy of your ID and proof of income.

It’s important to note that meeting the requirements does not guarantee approval, as it’s always subject to availability.

How do I Apply for the Capital One Venture Rewards?

You can start your application by completing a pre-qualification form to check if you’re pre-approved for the card.

If you prefer, you can select the “Apply Now” button, which will redirect you to the application form where you’ll need to provide the following information:

• Legal first name, legal last name, date of birth, SSN or Individual Taxpayer Identification Number (ITIN), and continue.

Further along in the process, you may need to provide more details about your income.

Throughout the process, you may be required to submit documents to verify your income. If you have any questions, you can contact Capital One’s customer service by phone or even through the bank’s online platform.

More Details

The Capital One card offers important benefits for your travels, such as:

• Hertz Five Star Status to avoid lines and select better cars
• Experience credits for reservations with the Lifestyle Collection
• Up to $100 in credits with Global Entry
• 24-hour travel assistance
• Accident insurance

Check out the benefits for shopping and entertainment:

• Access to Capital One Shopping, a free browser extension to find great deals
• Extended warranty on eligible products
• Thousands of retailers with discounts
• Dining experiences with Capital One Dining
• Exclusive events with Capital One Entertainment
• Discounts on craft beverages

You can manage the card entirely through the apps, with 24/7 customer service and CreditWise to track purchases, alerts, and tips.

You will never miss a payment with the automatic debit setup, making it a very comprehensive card for all aspects of your life.

Want to learn another option?

The American Express Blue Preferred is also an efficient credit card to take full advantage of Amex’s strength, offering up to 6% cashback at supermarkets and a credit limit starting at $1,000. 

The Amex card also features a $0 annual fee for the first year and 1% cashback on all purchases; see how to apply now.

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.