See How to Apply for a Chase Freedom Flex Credit Card

What do I need to know before applying?

The Chase Freedom Flex is one of the best credit cards on the market, offering a $150 bonus when you spend just $500 in the first 3 months.

Chase is a highly respected institution in the North American market, providing all the security and reliability you deserve with a credit card.

The Freedom Flex has a $0 annual fee and offers 0% introductory APR for 15 months after account opening, followed by a variable APR of 20.49% to 29.25%. 

In terms of rewards, the card offers 5% cashback in special categories defined quarterly. This means that every 3 months, the bank changes the categories eligible for this benefit.

You can earn 5% cashback in categories like gas stations and supermarkets on up to $1,500 in combined purchases. For travel booked through Chase Travel, the cashback is a constant 5%.

For dining categories, including takeout and delivery, as well as pharmacies, the cashback is 3% unlimited. Lastly, you receive 1% cashback on all eligible purchases in other categories.

You can redeem your rewards in various ways, such as statement credits, deposits into checking and savings accounts, purchases with points on Amazon.com, gift cards at partner companies, and travel with Chase Travel.

Rewards are unlimited and do not expire as long as your account with Chase remains open.

In addition to Chase’s cashback benefits, you can also track your credit journey for free with Chase Credit Journey, checking your score.

If you want to know more about the card, keep reading.

Who can Apply?

First, Chase does not require customers to have any prior services with the bank.

Moreover, the bank aligns with current credit card market standards, with fundamental requirements such as being a U.S. citizen or a legally registered foreign national with an active work visa.

Applicants must also be at least 18 years old, or 19 in certain states.

Citizens are required to provide verifiable income, which is essential for determining the credit limit.

Lastly, the credit score plays a significant role in the final decision, influencing whether the application is approved or denied.

How do I Apply for the Chase Freedom Flex Credit Card?

To begin the application, prospective customers should click the “Apply Now” button to access the application form.

Applicants will need to enter personal details, including their full name, mother’s maiden name (for security), date of birth, type of identification (Social Security number or Individual Tax ID), and Social Security number.

They will also need to provide their complete address, phone number, and email address.

Additional financial information is required, such as the type of residence (own, rent, or other), employment status, and total annual income.

After receiving the completed application, Chase will conduct a credit evaluation and respond promptly.

If approved, the customer can receive a credit card with a minimum limit of $500, which may be increased over time.

Customers can also reach out to Chase’s specialists through various customer service channels.

The response time may vary based on the applicant’s location, but digital cards and wallets are also available for use.

More Details

The card comes with a comprehensive security and protection package, including:

• Zero Liability Protection for Unauthorized Purchases
• Purchase Protection for new items for up to 120 days against damage and theft
• Extended Warranty Protection that extends the manufacturer’s warranty
• 24/7 Fraud Monitoring
• Travel and emergency assistance services and cell phone protection
• Trip Cancellation and Interruption Insurance

With the Chase Pay Over Time feature, you can split credit card purchases over $100 into affordable payments.

Additionally, you can earn up to $500 in cashback per year by referring friends, receiving $50 for each friend who gets any Chase Freedom card.

Want to learn another option?

The American Express Platinum is one of the most traditional cards in the world, offering Membership Rewards points and exclusive access that comes with an Amex card.

The card is very useful in any situation, providing efficient management of your life with exclusive benefits. See how to apply.

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.