See How to Apply for a Chase Freedom Unlimited Credit Card

What do I need to know before applying?

The Chase Freedom Unlimited is one of the top credit cards in the U.S. market, offering a $200 bonus and 1.5% cashback on all purchases, which you can redeem however you like!

Chase is a banking company that has been a part of American culture for quite some time, synonymous with quality and security.

So, why would it be any different with their credit card? And it’s not!

The Chase Freedom Unlimited is a Visa credit card that comes with a starting credit limit of $5,000, with plenty of room for expansion. In terms of costs, there’s no annual fee, and you get an introductory 0% APR for interest for 15 months.

The main attraction of the Chase Freedom Unlimited is the unlimited cashback, starting at 1.5% on all eligible purchases.

However, the cashback rates can be much higher, with 3% cashback on dining at restaurants and delivery services.

]You’ll also receive up to 3% on pharmacy purchases, as well as up to 5% on travel purchases made through Chase Travel, an important system by the bank for buying airline tickets and other services to explore the world.

The cashback is unlimited, and you can redeem it in different ways, with no expiration as long as your account is active, such as:

• Cash back into most U.S. accounts, including as a statement credit or direct deposit;
• Purchasing Amazon points to shop on the site, including taxes and shipping;
• Receiving gift cards for your purchases in areas like dining and entertainment, and much more;
• Purchasing tickets and travel through Chase Travel.

Who can Apply?

The criteria for qualifying for the Chase credit card are quite clear, according to the U.S. bank.

First, you need to be at least 18 years old and a properly registered citizen in the country, either as a native citizen or a foreigner with a valid passport and work visa. 

Chase does not require you to already be a customer of the bank, as your first contact with Chase could be through Freedom Unlimited.

To receive this type of credit card, you need to have a verifiable monthly income and an excellent credit score. 

How do I Apply for the Chase Freedom Unlimited Credit Card?

To apply for the credit card, you can click the “Apply Now” button directly on the Chase platform.

You’ll be redirected to the application form, where you’ll need to provide the following information:

• Full name, date of birth, TAX ID type (like Social Security Number), mother’s maiden name, full address, email, and contact phone number.

During the process, you may need to submit documents such as proof of identity, income, and residence.

However, to request this, the bank will contact you through the methods provided during the application. 

Chase offers a quick response, but you’ll still need to wait for the process. If you have any questions, you can contact Chase through various channels. 

More Details

It’s not just the cashback that Chase Unlimited uses to attract its customers; it also offers strong security features for users, such as:

• Zero liability protection for unauthorized purchases
• Purchase protection up to $50,000 per account
• Extended warranty protection for purchases from authorized manufacturers
• Trip cancellation or interruption insurance
• 24/7 fraud monitoring via the app
• Travel and emergency assistance services to help you anywhere

The card offers zero delivery fees through DoorDash and cashback with Lyft. 

The card also provides a complete statement journey so you can track what needs improvement to increase your credit score over time.

If you already have the card, you can earn up to $500 cash back per year for referring friends to Chase.

Want to learn another option?

If you’re looking for another credit card option, you can check out Wells Fargo Active Cash, which offers great security.

In this regard, it provides unlimited 2% cashback on all purchases and is also a card with no annual fee. Here’s how to apply.

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.