See How to Apply for a Chase Sapphire Reserve Card

What do I need to know before applying?

The Chase Sapphire Reserve is a premium and high-end credit card that offers up to 10x more points in rewards and VIP access to over 1,300 lounges!

Chase is one of the leading financial institutions in the country, being a trusted bank for all residents of America.

One of Chase’s most important branches is its credit card lines, with the Chase Sapphire Reserve being a high-standard card for the public.

The Visa Infinite card has an annual fee of $550 with an additional $75 for each authorized user, along with a variable APR with interest rates from 22.49% to 29.49%.

The initial credit limit is $10,000, making it a very strong option for those with greater needs. There is the potential to obtain much higher amounts.

The card’s rewards are provided through points, with point variations depending on the type of purchase, as follows:

• 5x total points on travel through Chase Travel
• 10x total points on hotels with Chase
• 3x total points on dining
• 3x total points on travel in general
• 50% more value when redeeming travel with Chase

The card offers a bonus of 60,000 points for new users, provided you spend at least $4,000 in the first 3 months with the credit card.

Additionally, the Sapphire offers an annual $300 travel credit to enjoy worldwide.

Who can Apply?

The credit card has high requirements, primarily because it is a premium and high-end option.

First of all, you must be at least 18 years old and properly registered in the country, either as a native citizen or a foreigner with a valid visa.

The Chase Sapphire requires an excellent FICO score, and anything lower than that will make it very difficult to obtain the card.

In addition to a favorable history, you may need to have a good source of income, especially to qualify for higher credit possibilities.

It is important to note that meeting the requirements does not guarantee the card, as all applications are subject to Chase’s availability.

How do I Apply for the Chase Sapphire Reserve Card?

You can apply entirely online by accessing the bank’s official page and clicking on the ‘Apply Now’ option to request your Chase card.

You will be redirected to the application form, where you will need to provide the following information:

• Full name
• Date of birth
• Social Security number or Individual Tax ID number
• Complete address with city and ZIP code
• Email and phone number
• Type of residence (own, rent, or other)
• Employment status (employed, self-employed, unemployed, or others)
• Gross annual income

It is not necessary to already be a Chase customer, as you can have your first contact with the bank by applying for the card.

During the application, you may need to submit documents such as a copy of your ID and proof of residence and income.

For any questions, you can contact Chase Bank’s customer service.

More Details

The Chase card is ideal for global travel, offering free access to over 1,300 VIP lounges worldwide, including for two guests.

The card has no foreign transaction fees, along with other benefits such as:

• Up to $100 in statement credit every 4 years for Global Entry
• Specialized support at any time, anywhere in the world
• Exclusive Chase experiences
• VIP amenities, discounts on car rentals, and status upgrades

The card also offers 1:1 point transfer, allowing you to exchange points for various other programs worldwide.

See the list of other card benefits:

• Lost baggage reimbursement
• Baggage delay and trip cancellation insurance
• Emergency transportation
• Roadside assistance
• Emergency medical and dental benefits
• Purchase and return protection
• 24/7 fraud monitoring
• Zero liability protection
• Extended warranty protection
• Chase Pay Over Time

Want to learn another option?

If you are looking for a credit card with lower costs, you might want to check out the BoA Unlimited Cash Rewards, which has zero fees for the public.

The card also offers good security features, including 1.5% rewards on all purchases, learn how to apply.

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.