See How to Apply for a Citi Double Cash Card

What do I need to know before applying?

The Citi Double Cash Card is a credit card that, as the name suggests, offers unlimited 2% cashback on all your purchases! 

Citibank, or simply Citi, is a highly respected financial institution not just in the U.S. market but around the world.

The Citi Double Cash comes with an initial credit limit starting at $500, but it can reach much higher limits, even up to $50,000.

These amounts will depend on your income and spending, and you can increase them over time with the card.

In terms of costs, the Citi Double Cash has no annual fee, meaning you pay $0. Additionally, Citi offers a low introductory interest rate on balance transfers for 18 months, making it worthwhile to transfer other debts to Citi.

Citi’s cashback system is based on ThankYou points. For each purchase, you earn 1 ThankYou point for every eligible purchase in any category.

When you pay your bill, you’ll receive an additional 1 ThankYou point for every $1 spent with the credit card.

This way, Citi offers 2% cashback on all purchases, an unlimited benefit that doesn’t expire over time. You can redeem your cashback in various ways, such as statement credits, checks, travel purchases, gift cards, and even trips through Citi.

Speaking of travel, Citi’s special offer includes an additional 3% cashback on selected car rentals and hotels, plus 5% on travel.

Who can Apply?

Citi imposes conditions that align with the card, offering a more favorable selection for an initial limit of just $500.

To qualify, you must be at least 18 years old and a U.S. citizen or a foreigner with a valid passport and work visa.

Citi considers your credit history, and it’s important to have at least a good FICO score. Additionally, the entire process will take into account your monthly income, so you’ll need to prove how much you earn monthly to access Citi credit.

During the process, you will need to provide documents such as proof of identity and address, as well as pay stubs and bank statements.

However, meeting all the conditions does not guarantee approval for the card. All applications are subject to Citi’s availability.

How do I Apply for the Citi Double Cash Card?

To apply for the credit card, you can complete the entire process online. On the official Citi Double Cash page, select the ‘Apply Now’ button to complete the process in less than a minute with a quick response.

After selecting the button, you’ll be redirected to the application form. Here’s the information you need to provide:

• First name
• Last name
• Social Security Number or ITIN
• Date of birth
• Address with ZIP code
• City and state
• Cell phone number
• Email address
• Total annual income
• Monthly mortgage payment
• Security tip and word

After completing all the privacy checks, you can submit your application to Citi. The bank promises a quick response for the card, and you can address any questions about the application directly with customer service, either by phone or through digital channels.

More Details

The Citi card is very comprehensive in terms of security, with 24/7 customer service.

You can use the card for contactless payments, a crucial feature for any situation, and it fully integrates with the leading digital wallets available on the market.

In terms of protection, the card helps keep your identity safe by providing identity theft protection through Mastercard.

The $0 liability system works to stop unauthorized charges from being billed to you, so you won’t be held responsible for them. Additionally, it offers 24/7 fraud protection.

Another important benefit of the card is Citi Entertainment, which provides special access to purchase tickets for thousands of events, such as concerts and culinary experiences.

Want to learn another option?

If you want and can count on a credit card with more comprehensive travel benefits, you might want to check out the Capital One Venture Rewards with up to 5x miles.

The card offers up to $1,000 in initial bonuses for travel and exclusive experiences through the Citi system. See how to apply.

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.