Learn How to Apply for an United Club Infinite Card

What do I need to know before applying?

The United Club Infinite Card is a credit card from the partnership between the airline and Chase, offering premium travel benefits such as up to 9x miles!

The union of United Club and Chase could only result in a high-standard credit card for the U.S. market, as it brings together two very important companies in the country’s landscape.

Thus, the United Club Infinite is a complete credit card that offers a credit limit starting from $10,000 to $15,000, depending on your credit history and income. The card’s annual fee is $525, with additional fees but no foreign transaction fee.

The Chase card provides benefits through mileage programs, integrating the MileagePlus program. Here are the levels:

• Up to 9x total miles on United flights, with 5x miles on fares as a MileagePlus member and 4x more on purchases.
• 4x total miles on hotel stays booked through United Hotels.
• 2x miles on travel-related items such as airline tickets, trains, cruises, hotels, taxis, and car rentals.
• 2x miles on dining.
• 1x mile on all purchases.

The MileagePlus system offers exclusive rewards that don’t expire. The miles are valid for United, United Express, Star Alliance, and various other partner airlines to travel the world.

The card also offers an 80,000-point bonus when spending at least $5,000 in purchases within the first three months of card ownership, plus 5,000 miles when adding an authorized user.

Who can Apply?

The card has requirements consistent with the luxurious nature it offers its holders. First, you need to be at least 18 years old and a properly registered US citizen.

Additionally, an excellent credit score with a solid history is required.

During the process, you may need to submit documents such as proof of income and residency, along with ID copies.

As this is a premium card, approval can be more difficult, and meeting the requirements doesn’t guarantee approval.

See How to Apply for an United Club Infinite Card

To access the credit card, you can select the ‘Apply Now’ menu to begin the application process with Chase.

If you’re a bank customer, your login may be simplified by linking your account. If you’re new to Chase, you’ll need to provide the following information:

• Personal info: full name and suffix.
• Identification: date of birth, TAX ID type, Social Security number, and mother’s maiden name.
• Residential address: type of address, street, city, state, and ZIP code.
• Contact: email address and phone number.
• Financial information: type of residence, employment status, and gross annual income.

You can link the card to an already active MileagePlus account, as well as add more partners to the card. If you have any questions, you can contact the bank’s customer support.

More Details

The Chase card comes with additional travel benefits, such as up to $650 for United Club membership, granting access to complete lounges for relaxation and more peace of mind.

Premier Access travel services provide special treatment to simplify airport arrival, boarding, and security, as well as a $100 statement credit for Global Entry, TSA PreCheck, or Nexus.

The card also offers free first and second checked bags and exclusive events for cardholders. You’ll be eligible for Premier upgrades and receive Platinum Elite status in IHG One Rewards.

The card is also well-rounded in terms of insurance and protections, offering:

• Trip cancellation insurance
• Baggage delay insurance
• Purchase protection
• Lost luggage reimbursement
• Purchase return protection
• Visa Infinite Concierge service.

The card is very complete in terms of benefits, featuring Chase Pay Over Time to finance eligible purchases and offering a complimentary year of DashPass on DoorDash.

This way, the United Club brings a premium card to your life, adding more comfort and convenience.

Want to learn another option?

The United Card may have a more complex acceptance process in terms of credit history and score, mainly because it’s a premium option. There are good alternatives at Chase, such as the Freedom Flex.

This card is also well-rounded, offering up to $150 in bonuses and cashback rewards to enjoy life. Here’s how to apply.

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.