Learn How to Apply for a Wells Fargo Autograph Card

What do I need to know before applying?

The Wells Fargo Autograph is one of the top credit cards in the U.S. market when it comes to benefits, offering a $0 annual fee!

You already know that Wells Fargo is a highly competent financial institution for everyday life, right? 

When it comes to credit card options, the Wells Fargo Autograph stands out as a card with a $0 annual fee and has received multiple awards from entities like WSJ and The Ascent.

Additionally, it has no foreign transaction fees, making it favorable for international use. 

The card typically has a limit that starts around $1,000 but can reach much higher amounts based on the credit conditions presented by the cardholder.

In terms of rewards, the card offers unlimited 3x points in various categories, including: 

• Restaurants: dine-in, take-out, catering, and delivery 
• Travel: car rentals, cruises, airfare, resorts, and hotels 
• Gas: gas stations and charging stations 
• Transportation: metro, rideshares, parking, buses, tolls, and more 
• Streaming Services: including the most popular
• Cellular and landline phone plans

For all other purchases, you earn unlimited 1x points. The goal of the card is precisely to offer a wide range of cashback benefits for everyday use.

Here are the redemption options: 

• Redeem for flights, car rentals, and hotel stays. 
• Qualified purchases on the card account 
• Gift cards for a variety of services 
• Purchases via PayPal 

Want to learn more about the card? Keep reading. 

Who can Apply?

To access the Wells Fargo credit card, the requirements are clear but not the most difficult in the U.S. market.

You need to be at least 18 years old and be properly registered in the U.S., whether born here or as a foreign national.

Additionally, you must have a good to excellent credit history and present financial conditions that align with your income. 

It is important to clarify that any and all applications are subject to Wells Fargo’s availability, and meeting the requirements does not guarantee that you will retain the card.

Throughout the application process, you may need to provide proof of residence and other documentation, such as a copy of your ID.

How do I Apply for the Wells Fargo Autograph Card?

To apply for the card, you’ll need to click the “Apply Now” button to start the process. 

Here’s what you need to fill out the application form: 

• About you: first name, middle name (optional), last name, suffix, SSN or ITIN, and date of birth 
  Contact information: address, city, state, ZIP Code, country of birth, phone number, and email address 
• Mother’s maiden name as a security question 
• Financial information: type of residence (rented, owned, or other), employment status, and total annual income 

The bank promises a quick financial analysis, and you can count on specialized support in case of any issues. 

Overall, it is not one of the more difficult cards to obtain, but you may still need to submit documentation in some cases.

More Details

This award-winning card comes with a host of benefits, such as: 

• Zero Liability Protection for Unauthorized Transactions  
• Cell phone protection against damage and theft of up to $600 
• Travel and Emergency Assistance Services 
• 24/7 roadside dispatch  
• Track your FICO score with Credit Close-Up 
• Exclusive experiences and offers within the Wells Fargo network 

As a Visa Signature card, the Wells Fargo Autograph includes concierge service for sporting and entertainment events, as well as access to a collection of luxury hotels worldwide. 

In this sense, the card is quite efficient for daily life management and offers comfort benefits inside and outside U.S.

Want to learn another option?

If you’re looking for a unique credit card experience, you might want to check out the Marriott Bonvoy Bountiful from Chase, which offers 85,000 bonus points and exclusive benefits at hotels with the Free Night Award.

Additionally, with this card, you can earn 4x points on dining and 2x points on all other purchases; see how to apply!

Written by

Gabriel Gonçalves

Writer with over 10 years of experience specializing in finance and education. Master's student in Communication and an expert in online content production.